{"_avots":{"nosaukums":"Saraksts.lv","lapa":"https://saraksts.lv/40103413280","dati_atjaunoti":"2026-08-30","piezime":"Neoficiāls apkopojums no data.gov.lv (UR) un VID atvērtajiem datiem. Oficiālais pirmavots: info.ur.gov.lv"},"registration_number":"40103413280","company_name":"SIA \"Finanza\"","company_type":"SIA","registered_date":"2011-05-06","area_of_activity":{"nace_code":"6492","nace_description":"Cita kreditēšana"},"segmentation":{"status":"Aktīvs","form_group":"Komercsabiedrība","financials":"Peļņa"},"financial_summary":{"UGP":{"columns":["year","turnover","profit","assets","employees","currency"],"data":[[2024,7641594,1050244,22318055,7,"EUR"],[2023,3110663,-412092,8790921,6,"EUR"],[2022,273006,-837471,3728971,2,"EUR"],[2021,42098,-151906,301152,1,"EUR"],[2020,145987,48883,446517,3,"EUR"]]}},"detailed_financials_by_year":{"2024":{"UGP":{"fs_data":{"currency":"EUR","employees":7,"type_from_db":"UGP"},"income_data":{"net_turnover":7641594,"cogs":1146740,"gross_prof":6494854,"sell_exp":2255255,"admin_exp":78807,"oth_op_exp":1996658,"other_interest_revenues":397972,"interest_expenses":1511862,"income_before_income_taxes":1050244,"income_after_income_taxes":1050244,"net_income":1050244},"balance_data":{"cash":221534,"accounts_receivable":17946025,"cur_assets":18167559,"investments":4135396,"intangible_assets":15100,"non_cur_assets":4150496,"assets":22318055,"cur_liab":2419969,"non_cur_liab":16010324,"equity":3887762,"equities":22318055},"sankey_prepared":{"nodes":{"columns":["name"],"data":[["Neto Apgrozījums"],["Pārdotās prod. pašizmaksa"],["Bruto Peļņa"],["Pārdošanas izmaksas"],["Administratīvās izmaksas"]]},"links":{"columns":["source","target","value","originalValue","isLoss"],"data":[["net_turnover_source","cogs_exp",1146740,1146740,false],["net_turnover_source","gross_profit_calc",6494854,6494854,false],["gross_profit_calc","selling_exp",2255255,2255255,false],["gross_profit_calc","admin_exp",78807,78807,false],["gross_profit_calc","other_op_exp_exp",1996658,1996658,false]]}},"financial_ratios":{"current_ratio":{"value":7.507351953682051},"quick_ratio":{"value":7.507351953682051},"net_profit_margin":{"value":0.13743781729309357},"roa":{"value":0.04705804336444193},"roe":{"value":0.27014102200700557},"debt_to_equity":{"value":4.740591888083684,"negative_equity":false},"interest_coverage":{"value":1.6946692224554887},"asset_turnover":{"value":0.34239515943481635},"altman_z_score":{"value":1.4404495762598408},"roce":{"value":0.12876142961689882}},"source_ids":{"financial_statement_id":"2185685","income_statement_id":"2185685","balance_sheet_id":"2185685"}}},"2023":{"UGP":{"fs_data":{"currency":"EUR","employees":6,"type_from_db":"UGP"},"income_data":{"net_turnover":3110663,"cogs":838892,"gross_prof":2271771,"sell_exp":1653152,"admin_exp":72335,"oth_op_rev":940,"oth_op_exp":994947,"other_interest_revenues":35631,"income_before_income_taxes":-412092,"income_after_income_taxes":-412092,"net_income":-412092},"balance_data":{"cash":257041,"accounts_receivable":8492058,"cur_assets":8749099,"investments":40122,"intangible_assets":1700,"non_cur_assets":41822,"assets":8790921,"cur_liab":627353,"non_cur_liab":5326050,"equity":2837518,"equities":8790921},"sankey_prepared":{"nodes":{"columns":["name"],"data":[["Neto Apgrozījums"],["Pārdotās prod. pašizmaksa"],["Bruto Peļņa"],["Pārdošanas izmaksas"],["Administratīvās izmaksas"]]},"links":{"columns":["source","target","value","originalValue","isLoss"],"data":[["net_turnover_source","cogs_exp",838892,838892,false],["net_turnover_source","gross_profit_calc",2271771,2271771,false],["gross_profit_calc","selling_exp",1653152,1653152,false],["gross_profit_calc","admin_exp",72335,72335,false],["gross_profit_calc","other_op_exp_exp",994947,994947,false]]}},"financial_ratios":{"current_ratio":{"value":13.94605429479097},"quick_ratio":{"value":13.94605429479097},"net_profit_margin":{"value":-0.13247722430877276},"roa":{"value":-0.046876999577177406},"roe":{"value":-0.14522973951178458},"debt_to_equity":{"value":2.0981022851661204,"negative_equity":false},"asset_turnover":{"value":0.3538494999556929},"altman_z_score":{"value":1.343490166724593},"roce":{"value":-0.050479398223913854}},"source_ids":{"financial_statement_id":"1942589","income_statement_id":"1942589","balance_sheet_id":"1942589"}}},"2022":{"UGP":{"fs_data":{"currency":"EUR","employees":2,"type_from_db":"UGP"},"income_data":{"net_turnover":273006,"cogs":287284,"gross_prof":-14278,"sell_exp":695083,"admin_exp":73474,"oth_op_rev":764,"oth_op_exp":1320,"other_interest_revenues":20753,"interest_expenses":74833,"income_before_income_taxes":-837471,"income_after_income_taxes":-837471,"net_income":-837471},"balance_data":{"cash":237718,"accounts_receivable":3489553,"cur_assets":3727271,"intangible_assets":1700,"non_cur_assets":1700,"assets":3728971,"cur_liab":487310,"non_cur_liab":2782050,"equity":459611,"equities":3728971},"sankey_prepared":{"nodes":{"columns":["name"],"data":[["Neto Apgrozījums"],["Pārdotās prod. pašizmaksa"],["Bruto Peļņa"],["Pārdošanas izmaksas"],["Administratīvās izmaksas"]]},"links":{"columns":["source","target","value","originalValue","isLoss"],"data":[["net_turnover_source","cogs_exp",287284,287284,false],["net_turnover_source","gross_profit_calc",14278,-14278,true],["gross_profit_calc","selling_exp",695083,695083,false],["gross_profit_calc","admin_exp",73474,73474,false],["gross_profit_calc","other_op_exp_exp",1320,1320,false]]}},"financial_ratios":{"current_ratio":{"value":7.648665120765016},"quick_ratio":{"value":7.648665120765016},"net_profit_margin":{"value":-3.06759192105668},"roa":{"value":-0.2245850128627978},"roe":{"value":-1.822130018646203},"debt_to_equity":{"value":7.113319742129757,"negative_equity":false},"interest_coverage":{"value":-10.191199069929041},"asset_turnover":{"value":0.07321215423772402},"altman_z_score":{"value":0.22404578692980953},"roce":{"value":-0.23526149094553686}},"source_ids":{"financial_statement_id":"1744172","income_statement_id":"1744172","balance_sheet_id":"1744172"}}},"2021":{"UGP":{"fs_data":{"currency":"EUR","employees":1,"type_from_db":"UGP"},"income_data":{"net_turnover":42098,"cogs":154603,"gross_prof":-112505,"sell_exp":57,"admin_exp":29194,"oth_op_exp":9876,"income_before_income_taxes":-151632,"provision_for_income_taxes":274,"income_after_income_taxes":-151906,"net_income":-151906},"balance_data":{"cash":89889,"accounts_receivable":211263,"cur_assets":301152,"assets":301152,"cur_liab":4070,"equity":297082,"equities":301152},"sankey_prepared":{"nodes":{"columns":["name"],"data":[["Neto Apgrozījums"],["Pārdotās prod. pašizmaksa"],["Bruto Peļņa"],["Pārdošanas izmaksas"],["Administratīvās izmaksas"]]},"links":{"columns":["source","target","value","originalValue","isLoss"],"data":[["net_turnover_source","cogs_exp",154603,154603,false],["net_turnover_source","gross_profit_calc",112505,-112505,true],["gross_profit_calc","selling_exp",57,57,false],["gross_profit_calc","admin_exp",29194,29194,false],["gross_profit_calc","other_op_exp_exp",9876,9876,false]]}},"financial_ratios":{"current_ratio":{"value":73.99312039312039},"quick_ratio":{"value":73.99312039312039},"net_profit_margin":{"value":-3.6083899472659033},"roa":{"value":-0.5044163744554245},"roe":{"value":-0.5113268390545371},"debt_to_equity":{"value":0.01369992123386809,"negative_equity":false},"asset_turnover":{"value":0.1397898735522261},"altman_z_score":{"value":30.77508895476097},"roce":{"value":-0.5104045347749107}},"source_ids":{"financial_statement_id":"1410457","income_statement_id":"1410457","balance_sheet_id":"1410457"}}},"2020":{"UGP":{"fs_data":{"currency":"EUR","employees":3,"type_from_db":"UGP"},"income_data":{"net_turnover":145987,"cogs":85846,"gross_prof":60141,"sell_exp":2688,"admin_exp":8426,"oth_op_rev":600,"oth_op_exp":744,"income_before_income_taxes":48883,"income_after_income_taxes":48883,"net_income":48883},"balance_data":{"cash":178170,"accounts_receivable":268320,"cur_assets":446490,"fixed_assets":27,"non_cur_assets":27,"assets":446517,"cur_liab":6319,"equity":440198,"equities":446517},"sankey_prepared":{"nodes":{"columns":["name"],"data":[["Neto Apgrozījums"],["Pārdotās prod. pašizmaksa"],["Bruto Peļņa"],["Pārdošanas izmaksas"],["Administratīvās izmaksas"]]},"links":{"columns":["source","target","value","originalValue","isLoss"],"data":[["net_turnover_source","cogs_exp",85846,85846,false],["net_turnover_source","gross_profit_calc",60141,60141,false],["gross_profit_calc","selling_exp",2688,2688,false],["gross_profit_calc","admin_exp",8426,8426,false],["gross_profit_calc","other_op_exp_exp",744,744,false]]}},"financial_ratios":{"current_ratio":{"value":70.65833201455926},"quick_ratio":{"value":70.65833201455926},"net_profit_margin":{"value":0.33484488344852625},"roa":{"value":0.10947623494738162},"roe":{"value":0.11104775578262509},"debt_to_equity":{"value":0.014354903929595318,"negative_equity":false},"asset_turnover":{"value":0.326946118512845},"altman_z_score":{"value":31.466552218884825},"roce":{"value":0.11104775578262509}},"source_ids":{"financial_statement_id":"1170891","income_statement_id":"1170891","balance_sheet_id":"1170891"}}}},"vid_data":{"has_data":true,"rating":{"Reitings":"B","Skaidrojums":"Jāuzlabo saistību izpilde","Informacijas_atjaunosanas_datums":"12.08.2026"},"pvn":{"Aktivs":"ir","Registrets":" 23.05.2011 ","Buvniecibas_pazime":"nav","PVN139_2_pazime":"nav"},"tax_table":{"columns":["Taksacijas_gads","Samaksato_VID_administreto_nodoklu_kopsumma_tukst_EUR","Taja_skaita_IIN","Taja_skaita_VSAOI","Videjais_nodarbinato_personu_skaits_cilv","avg_gross_salary","avg_net_salary"],"data":[[2024,"68.67","17.88","34.78",6,"1 417.00","~ 1 044.03"],[2023,"40.51","12.97","24.11",5,"1 178.74","~ 891.77"],[2022,"9.57","2.43","4.07",2,"***","***"]]},"quarterly_taxes":{"columns":["Taksacijas_gads_ceturksnis","Samaksato_VID_administreto_nodoklu_kopsumma_tukst_EUR","Taja_skaita_IIN","Taja_skaita_VSAOI","Videjais_nodarbinato_personu_skaits_cilv","avg_gross_salary","avg_net_salary"],"data":[["2026. gada 2. ceturksnis","38.84","9.62","21.99",13,"1 653.99","~ 1 243.09"],["2026. gada 1. ceturksnis","36.55","8.11","19.68",13,"1 480.24","~ 1 127.24"],["2025. gada 4. ceturksnis","242.73","7.74","16.56",12,"1 349.37","~ 1 029.78"]]},"salary_calculation_example":{"year":2024,"vsaoi_sum":34.78,"employees":6,"gross_salary_raw":1417.0007496496203,"gross_salary_formatted":"1 417.00","net_salary_formatted":"~ 1 044.03","vsaoi_employee_part":"148.79","non_taxable_minimum":"147.30","iin_part":"224.18","iin_rate_percentage":"20","iin_rate_decimal":"0.2"}},"salary_calculation_example":{"year":2024,"vsaoi_sum":34.78,"employees":6,"gross_salary_raw":1417.0007496496203,"gross_salary_formatted":"1 417.00","net_salary_formatted":"~ 1 044.03","vsaoi_employee_part":"148.79","non_taxable_minimum":"147.30","iin_part":"224.18","iin_rate_percentage":"20","iin_rate_decimal":"0.2"},"raw_database_records":{"equity_capitals":{"columns":["equity_capital_type","amount","currency","date_from"],"data":[["PAID_UP_EQUITY",4225650,"EUR","2023-12-29"]]},"financial_statements":{"columns":["year","employees","currency"],"data":[[2018,5,"EUR"],[2017,5,"EUR"],[2011,1,"LVL"],[2012,2,"LVL"],[2013,3,"LVL"]]},"memorandum_date":{"columns":["document_date"],"data":[["2011-04-29"]]},"register_name_history":{"columns":["date_to","name"],"data":[["2021-03-29","Sabiedrība ar ierobežotu atbildību \"Finanza\""]]},"register":{"columns":["sepa","regtype","type","registered","address","index","addressid","city","atvk"],"data":[["LV73ZZZ40103413280","K","SIA","2011-05-06","Rīga, Skanstes iela 52",1013,106225981,100003003,"0010000"]]},"pdb_nm_komersantu_samaksato_nodoklu_kopsumas_odata":{"columns":["Taksacijas_gads","Uznemejdarbibas_forma","Pamatdarbibas_NACE_kods","Juridiska_adrese_ATVK_kods","Juridiska_adrese_ATVK_nosaukums","Samaksato_VID_administreto_nodoklu_kopsumma_tukst_EUR","Taja_skaita_IIN","Taja_skaita_VSAOI","Videjais_nodarbinato_personu_skaits_cilv"],"data":[[2024,"sabiedrība ar ierobežotu atbildību","6492  ","010094","Vidzemes priekšpilsēta","68.67","17.88","34.78",6],[2023,"sabiedrība ar ierobežotu atbildību","6492  ","010094","Vidzemes priekšpilsēta","40.51","12.97","24.11",5],[2022,"sabiedrība ar ierobežotu atbildību","6492  ","010094","Vidzemes priekšpilsēta","9.57","2.43","4.07",2]]},"pdb_pvnmaksataji_odata":{"columns":["Aktivs","Registrets","Buvniecibas_pazime","PVN139_2_pazime"],"data":[["ir"," 23.05.2011 ","nav","nav"]]},"reitings_uznemumi":{"columns":["Reitings","Skaidrojums","Informacijas_atjaunosanas_datums"],"data":[["B","Jāuzlabo saistību izpilde","12.08.2026"]]},"pdb_samaksato_nodoklu_kopsummas_cet":{"columns":["Nosaukums","Taksacijas_gads_ceturksnis","Samaksato_VID_administreto_nodoklu_kopsumma_tukst_EUR","Taja_skaita_PVN_iemaksa","Taja_skaita_PVN_atmaksa","Taja_skaita_IIN_summa","Taja_skaita_VSAOI_summa","Videjais_nodarbinato_personu_skaits_cilv"],"data":[["FINANZA SIA","2025. gada 4. ceturksnis","242.73","7.53","0.00","7.74","16.56","12"],["FINANZA SIA","2026. gada 1. ceturksnis","36.55","7.68","0.00","8.11","19.68","13"],["FINANZA SIA","2026. gada 2. ceturksnis","38.84","7.21","0.0","9.62","21.99","13"]]},"ptac":{"columns":["veids","statuss","numurs","no_dat","papildus","joma","soda_nauda"],"data":[["kredits","Aktīva","NK-2016-049","2016-11-03","Patēriņa kredīts (kredīts ar atmaksas grafiku)",null,null],["lemums","Stājies spēkā","10-pk","2023-06-07",null,"Lēmums par patērētāju tiesību pārkāpumiem",1000]]},"income_statements":{"columns":["net_turnover","cogs","gross_prof","sell_exp","admin_exp","oth_op_exp","income_before_income_taxes","income_after_income_taxes","net_income","oth_op_rev","provision_for_income_taxes","other_interest_revenues","interest_expenses"],"data":[[126130,191422,-65292,14052,4837,934,-85115,-85115,-85115,null,null,null,null],[145987,85846,60141,2688,8426,744,48883,48883,48883,600,null,null,null],[8207,4597,3610,2568,3865,543,-3366,null,-3366,null,null,null,null],[42098,154603,-112505,57,29194,9876,-151632,-151906,-151906,null,274,null,null],[273006,287284,-14278,695083,73474,1320,-837471,-837471,-837471,764,null,20753,74833]]},"balance_sheets":{"columns":["cash","accounts_receivable","cur_assets","fixed_assets","non_cur_assets","assets","cur_liab","equity","equities","inventories","intangible_assets","non_cur_liab"],"data":[[14558,420653,435211,57,57,435268,43953,391315,435268,null,null,null],[178170,268320,446490,27,27,446517,6319,440198,446517,null,null,null],[1302,258868,260181,null,39333,299514,null,296634,299514,11,39333,2880],[89889,211263,301152,null,null,301152,4070,297082,301152,null,null,null],[237718,3489553,3727271,null,1700,3728971,487310,459611,3728971,null,1700,2782050]]}}}